The cryptocurrency XRP act on an ETP | ETF of the week

Investors can use the WisdomTree Physical XRP ETP Comfortable and transparent in the cryptocurrency XRP Invest from Ripple via the stock exchange. The ETP is physically protected by the respective XRP crypto values.

Information on the reference index – Compass Crypto Reference Index XRP

The reference index used for the ETP is the Compass Crypto Reference Index XRP (Produktcode: CCRIXRP)which is published and calculated by Compass Financial Technologies. The Compass Crypto Reference Indices (CCRI) measure the performances of cryptocurrencies compared to the US dollar.

In the present case, the CCRIXRP measures the performance of the XRP compared to the US dollar. The calculation of the index success on a daily basis. The index can be assigned to the digital assets sector and has a basis that comes from August 09, 2017. (Data according to CCRIXRP factsheet from April 1, 2025)

How the ETPS

Viewed from the legal side, the ETP presented is a bond of ownership. This entitlement to the owner of the owner is subsidized by the investor with its respective share of the underlying – in the present case the respective share of XRP.

The ETP can therefore be seen as a vehicle that the price of the cryptocurrency XRP reflected. Investors can easily buy and sell the product and thereby specifically the development of the XRP-Prize follow and this also transparently and securely by trading on a regulated stock exchange.

Traders or investors do not need a personal crypto wallet when buying ETP. The ETP is physically through XRP secured. The replication method is completely physical (in this case it means completely digitally). In this context, reference should be made to the fact that each ETP content represents a corresponding XRP claim that is adjusted daily to take into account the rising fees.

The digitally kept XRP shares are again professionally protected using a cold storage process. The issuer of the ETPS is Wisdomtree, the trustee in the present case The Law Debenture Trust and the Knachtung the Swissquote Bank. All of these companies listed here are among the renowned market participants in the area of ​​crypto investments. (Source: Wisdomtree from April 29, 2025)

WisdomTree Physical XRP ETP im Detail

For example, the ETF can be purchased via the Gettex (stock exchange abbreviation: gettex2) in the trading currency. The fund currency is the US dollar. The annual flat fee is 0.50 percent.

The ETP uses the physical, replication method and is secured with XRP. The ETP was launched on November 28, 2024 and, on April 28, 2025, showed Under-Management of around $ 249.095 million. (Source: Wisdomtree from April 29, 2025)

Impressive performance values-but high volatility over the years

Since the product was only launched on November 28, 2024, no performance comparison is yet offered to the index according to the rules. Therefore, we only look at the development of the index.

At the time of this analysis of April 28, 2025, the reference index has increased by 9.18 percent and 8.15 percent since the beginning of the year. Since the launch, the plus has been 1,029.18 percent. With a look at the performance curve of recent years, you also register a massive volatility. (XRP-Performancedaten mit dem Stand des 28. April 2025 via Compass Crypto Reference XRP-Factsheet)

Expert opinion – the cryptocurrency Ripple could be suitable as an admixture for a broad cryptoportfolio

XRP is a digital cryptocurrency. This cryptocurrency drives the XRP Ledger. The XRP Ledger was introduced in 2012 as a decentralized open source blockchain. In the present case, Ripple is the open source protocol for a payment network and XRP the digital currency ongoing. Ripple is more precisely a technology company and offers its users highly efficient systems and solutions for global payment transactions (e.g. cross border transactions) based on its blockchain technology.

The group's own global payment network Ripplenet can primarily convince with performance and quality and exactly this quality is also expressed by the customers and thus users of Ripple.

Using the blockchain technology of Ripple and modern, standardized programming interfaces, the so-called APIs (Application Programming Interface), Ripplenet offers its participants or better users within the payment network, the global sending of money and this immediately, without great time delay, securely and, above all, transparent and inexpensive.

Most financial institutions choose Ripple's solutions due to speed, security, transparency and liquidity management. With the help of Ripplenet, financial institutions are able to leverage the digital currency XRP using on-demand liquidity within just three seconds in order to provide the liquidity necessary for transactions into currencies (bridging) and to provide them for every quick payment process.

XRP is used by DZ Bank, BBVA, Betech, Sentbe, Tranglo, Indusind Bank, Nium, Lemonway, Onafriq, Banco Redimento, SBI Remit, SCB, GMT – Advanced Financial Services, Modulr, Travelex – Worldwide Money, Archax, Novatti, SABB (HSBC) and other corporations. The list of Ripple's lists has therefore grew up quite a bit. In total, customers can be found in 40 different countries and in all parts of the world. The speed of the transactions with XRP is, among other things, a point for the choice of the Ripple payment network.

An example of many possible uses should be the case of DZ Bank here. According to its own information, DZ (DZ Bank AG/German Central Cooperative Bank Frankfurt am Main) is one of the largest banking groups in Germany with a total of 660 billion euros and a group result of 2.390 billion euros in the 2024. Technological steps integrated blockchain technology into your systems. This can increase the efficiency of the capital market. The digital custody systems are based on Ripple Custody. DZ Bank has thus implemented a robust software infrastructure for digital assets. In the future, the bank can offer its customers blockchain analyzes and a wallet management. The new digital custody service runs legally as part of the German EWPG (law on electronic securities).

XRP is designed as a decentralized digital asset for payment services. At the time of this analysis, XRP/USD is listed for a course of 2.29. 58.445 billion XRP is in circulation. Based on this course and the amount in circulation, the current market capitalization of XRP is around $ 134.170 billion (USD). XRP can be stored in so -called wallets and can be used at any time. Like Bitcoin or Ethereum, XRP is one of the most liquid cryptocurrencies with the highest commercial volumes.

With the ETP presented, you can benefit from the increase in value of XRP without having to act directly via crypto bonds or other market participants. The product can easily be bought and sold via the stock exchange and, like any security, is kept and listed in the commercially available depot.

Information on the product (s s) mentioned on this page can be found here: Wisdomtree Physical XRP ETP – ongoing fees: 0.50 % – risk indicator: 7 – KID – Factsheet – Brochure